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Warnings
Signs that you HAVE a debt problem
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You constantly exceed your credit card spending limit. |
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You use your credit card for necessities of life instead of as a convenience. | |
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You're always borrowing money to survive from paycheque to paycheque. | |
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Your wages have been garnished. | |
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You're paying interest and service charges monthly and your debt is not reducing. | |
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Creditors are calling and demanding payment and threatening court action, or to seize your assets. | |
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Your utilities have been cut off due to unpaid bills. | |